It’s time for USPS Open Season! This is your chance to evaluate your health care, dental, vision, and other qualifying benefit coverage for next year!
APWU Phoenix Metro Area Local 93 strongly urges you to take some time out and evaluate your existing coverage and make sure it still fits your needs.
There are two coverage options in the APWU Health Plan: the High Option and the Consumer Driven Option (CDO). If you are currently covered by the plan, or thinking about joining for the first time, this is an ideal time to evaluate your coverage, premium and benefits. One of the member benefits available to career employees represented by the APWU is the low premium rate on the CDO plan.
2027 Biweekly Premiums
Coverage
Self Only
Self Plus One
Self and Family
High Option
$142.97
$279.13
$358.28
Consumer Driven Option
$51.70
$114.87
$129.12
The Consumer Driven Option rates shown are special rates for eligible APWU-represented career employees who meet the applicable enrollment requirements. Other employees may pay different premiums.
What Does the APWU Health Plan Offer?
High Option
The High Option covers conventional health insurance with copays and coinsurance for the covered services. The members can get benefits like medical, hospital, prescription drugs, and other benefits explained in the brochure of the plan.
Consumer Driven Option
The Consumer Driven Option covers lower bi-weekly premiums for qualifying APWU represented employees. It has a Personal Care Account (PCA) to cover eligible health care costs.
Both options will have different deductibles, copays, coinsurance, and out-of-pocket amounts.
The APWU Health Plan has announced several benefit changes for 2027, including updates to weight management programs, prescription drug coverage, and out-of-network out-of-pocket limits.
Members are encouraged to review the official 2027 plan brochure for details about these changes.
Compare Your Health Insurance Options
Not sure which plan is right for you?
The Office of Personnel Management (OPM) provides an online comparison tool where you can review available health plans, premiums, and coverage information.
Compare Plans Using the OPM Tool:
https://www.opm.gov/healthcare-insurance/pshb
Learn More About the APWU Health Plan
For complete information about benefits, coverage, eligibility, and enrollment, visit the official APWU Health Plan website.
APWU Health Plan Website:
https://www.apwuhp.com/
2027 APWU Health Plan Brochure:
https://piv.opm.gov/healthcare-insurance/healthcare/plan-information/plans/pdf/2027/brochures/71-019.pdf
APWU Health Plan Customer Service:
1-800-222-2798
Don’t Miss the Deadline!
Open Season ends December 14, 2026.
Take some time to review the APWU Health Plan and the benefits available to you and your family.
APWU Phoenix Metro Area Local 93